Six common questions about debt
Aus May 2013
by Crown Financial Ministries
What is debt? Is it wrong to use a credit card? How do I get out of debt? How can I regain a good credit rating?
|
|
His, Hers, or Ours
Aus April 2013
by Peter Crawford
Often marriages bring together opposite personality types together. In these situations it is not easy to see beyond the differences and begin working toward common goals as a team, but in can be done.
|
|
UNCONTROLLED SPENDING:
The reasons and what to do
Aus March 2013
from Crown Financial Ministries
Impulsive spending seems to have a life of its own, beyond the limits of self-discipline.
|
|
The need for emergency savings
Aus February 2013
Much frustration in financial crises can be averted if a family allocates a percentage of its income to saving. Savings also allow families to purchase with cash and shop for the best buys, irrespective of the store.
|
|
Make Christmas time a wise investment
Aus December 2012
by Peter Crawford
Like millions of other families, each year at this time, our family expresses their love for one another by giving gifts.
|
|
Is investing in shares like gambling?
Aus November 2012
by Peter Crawford
To some extent any share investment is a gamble, but you can moderate the risk by understanding economics and the businesses in which you’re investing.
|
|
Creating a Business Plan (Part 2 of 2)
Aus October 2012
After writing a business summary, the basics, and making plans about revenue,
capitalization, marketing and human resources, here are the remaining parts of
a good business plan.
|
|
Creating a Business Plan (Part 1 of 2)
Aus September 2012
Business status summary: If you are creating a new start-up, this is a summary of why the business will be viable. For an existing business, this will describe its current status and why it is necessary to write a new plan.
|
|
Making a monthly budget
Aus August 2012
Whether you are in a money crisis or not aware of what your true financial position is, preparing a monthly budget is a great step towards financial health.
|
|
Budget necessities
Aus July 2012
Putting away savings
|
|
Budget Busters Part 3
Aus June 2012
Clothing
Insurance
|
|
Budget Busters Part 2
Aus May 2012
by Lloyd Woodrow
Budget busters are the large potential problem areas that can ruin a budget. Failure to control even one of these problems can result in financial disaster in the home.
|
|
Budget Buster: food
Aus April 2012
By Lloyd Woodrow
Many families buy too much food. Others buy too little. Typically, the average Australian family buys the wrong type of food. The reduction of a family’s food bill requires quantity and quality planning.
|
|
The riches of giving
Aus March 2012
by Darryl Budge
Giving to charities and causes may seem like a profit-draining, bottom-line negative and a budget buster, but perhaps you have noticed that generous people are consistently happier and less stressed.
|
|
New Year Resolutions
Aus February 2012
by Peter Crawford
New Year Resolutions: How to change negative spending habits
|
|
Five more things to do to find financial freedom
Aus December 2011
Don’t be resentful for what you don’t have. Instead be grateful
for what God has provided. God’s provision is true whether you know Him
personally or not.
|
|
The infirmity of impatience
Aus October 2011
by Peter Crawford
Are you suffering from chronic worrying because your neighbours or friends and family are continually buying more expensive possessions? Are you driven to work excessively in order to maintain the same level of things your neighbours have? Are your health and marriage suffering because of inadequate sleep and family time?
|
|
Avoid debt by being content
Aus September 2011
by Lloyd Woodrow
Many people get trapped into a discontented life by adopting needlessly excessive goals.
|
|
Holidaying on a budget
Aus August 2011
Try camping! You may not have grown up camping, but you don’t have to jump into tent camping right away, why not try a camping trailer?
|
|
Parenting Economics 101
Aus July 2011
Seven rules on teaching your children how to handle money (Part 3)
|
|
Parenting Economics 101
Aus June 2011
Seven rules on teaching your children how to handle money
|
|
Parenting Economics 101
Aus May 2011
Seven rules on teaching your children how to handle money
|
|
Teaching children how to handle money
Aus April 2011
By Peter Crawford
Prior to the 1920s, many people worked on farms. they had
to manage their money well because, for the most part,
they had nowhere to go for help in case of trouble.
|
|
Financial problems begin in childhood
Aus March 2011
“What we do and allow in moderation, our children will allow and do in excess.&rdquo
|
|
Five mistakes couples make with money
Aus February 2011
by Marybeth and Curt Whalen
Money is hard to talk about. Issues of pride, inadequacy, resentment, and shame get wrapped up in the conversation ...
|
|
Cutting costs this Christmas
Aus December 2010
by Jill Hart
Though our budget is tight, I asked my children what they wanted for Christmas. My 6 year old daughter replied, “All I want is a jump rope. And I think Grandma is getting it for me.”
|
|
Investing for beginners (part 2)
— Investment rules
Aus November 2010
by Peter Crawford
Although there are thousands of opportunities for people to invest their money,
there are a few basic investment rules that everyone should follow, no matter whether they are seasoned investors or novices.
|
|
Investing for beginners (part 1)
Aus October 2010
by Peter Crawford
There are many reasons why people want to invest. Some want to
invest simply for the sake of making more money, but investing without a goal or purpose can lead to destructive traps.
|
|
Do I need life insurance ?
Aus September 2010
by Peter Crawford Crown Financial Ministries
Insurance should be used to provide when a potential loss would bring financial hardship for the survivors of the person who has died.
|
|
Creating your Will
Aus August 2010
A will is one of the most important components of estate planning. It is
a legally binding document that records your final wishes and instructions in the event
of your death, setting out exactly how and to whom you wish your estate to be
distributed.
|
|
Budget busters — clothing
India May 2010
by Wesley Leake Crown Financial Ministries
Budget busters are the potential problem areas that can destroy a budget. Failure to control even one of these problem areas can result in financial disaster. Below are suggestions on identifying and resolving troublesome areas before they become budget busting problems.
|
|
How to prevent I.D. theft
Aus July 2010
by Peter Crawford
How can someone steal an identity? By obtaining your name, credit card number, and other pieces of personal identification without your knowledge to establish a parallel identity. This allows them to pretend to be you to, for example, open bank accounts and apply for loans, and you may not know it is happening for months or years.
|
|
Gambling is not childs play
Aus June 2010
by Chad Hills
Jerry Prosapio’s road to gambling addiction began with penny-ante poker games in the basement at nine years old.
|
|
Manage your money
Aus May 2010
by Chuck Thompson and Jim Armstrong
Here are five practical expressions for managing your money.
|
|
5 stages of debt
Aus April 2010
by Marybeth Whalen
You may be familiar with the five stages of grief — but have you ever thought that the decision to get out of debt closely mirrors those stages?
|
|
How much is enough?
Aus March 2010
by Kevin Shahan
In the 1920’s, a reporter asked John D. Rockefeller, a wealthy businessman in America: “How much is enough?” His answer was fascinating: “Just a little bit more.” The comment Mr. Rockefeller made was meant to be tongue-in-cheek. However, the comment was profound since it put into words the mindset of many in our society.
|
|
New Year Resolutions
Aus February 2010
by Peter Crawford Crown Financial Ministries
Does money burn a hole in your pocket? Does buyer’s remorse set in after you have spent your money? If this sounds familiar, here’s how you can you change your habit this year so you can buy the things you need now and save for the things you need in the future.
|
|
Family Fun this Christmas
Aus December 2009
by Peter Crawford
This time of the year most businesses are consumed with one question: “How much will consumers spend this holiday?” For many of them, the Christmas season will make or break their year.
|
|
Beating busyness — 5 simple rules
Aus November 2009
by Valorie Burton
Beating busyness — 5 simple rules
|
|
Together in tough times
Aus October 2009
By Howard Dayton Crown Financial Ministries
Maybe you are experiencing some deep financial stress that is tearing your marriage apart. In this article I want to give two practical suggestions that I have learned through experience.
|
|
Get out of debt in 9 steps
Aus September 2009
by Crown Financial Ministries
The steps are easy, but following them requires hard work. The goal is D-Day—Debtless Day when you become absolutely free of debt.
|
|
How to avoid getting fooled
Aus August 2009
By Howard Dayton Crown Financial Ministries
How to avoid getting fooled
|
|
His, Hers or Ours?
Aus July 2009
by Peter Crawford Crown Financial Ministries
Often marriages bring together opposite personality types together. In these situations it is not easy to see beyond the differences and begin working toward common goals as a team, but in can be done.
|
|
Budgeting on a fluctuating income
Aus June 2009
by Wes Leake
Many people on variable incomes get mired in debt because they borrow during lean months and spend what they earn during high-income months rather than repay what they had borrowed.
|
|
Cutting edge financial wisdom
Aus May 2009
by Wes Leake Crown Financial Ministries
It is generally accepted that about half of all marriages end
rather sadly in divorce. It is not so generally understood or known that around
85% of those couples that end up in divorce list finances as one of the major causes of the break-up.
|
|
Crisis caused by loss of values
Aus April 2009
by Charles Bentley Crown Financial Ministries
Many western nations are presently experiencing historic highs in household debt and lows in their personal savings rate.
|
|
The gambling trap
Aus March 2009
by Howard Dayton
If you’re hurting financially, you may be tempted to pour money into lotteries, but stop and consider what your chances of winning are.
|
|
Dollar destroyers
Aus February 2009
by Guest writter Rick R. Schramm
Living the lifestyle of one’s parents — Many young couples desire the same standard of living as their parents, who have worked more than 20 years. This expectation is unrealistic and places the couple down a long road of debt.
|
|
The forgotten meaning of Christmas
Aus December 2008
by Peter Crawford Crown Financial Ministries
How sad it is that Christmas has been transformed from a treasured observance to
a time of stress, confusion, and chaos. For the most part, we have confused the message of giving
and have been coerced by the incessant advertising to adjust to the commercialism of the holiday
season without questioning its value.
|
|
Money skills for kids
Aus November 2008
by Ellie Kay
Focus on the Family
By learning basic money skills, your children can grow into adults who have less stress and stronger marriages. The most effective ways to teach these skills are through an allowance, chores and kids’ budgets.
|
|
Oil price fluctuations
Aus October 2008
by Dr. Lance Wescher
Crown Financial Ministries International
There is no singular cause for the current volatility of oil prices. It is impossible to enumerate all of the contributing factors in this short article. Instead, I’d like to discuss how to think about our response.
|
|
Houses and cars
Aus September 2008
by Howard Dayton
Co-founder Crown Financial Ministries International
As a consumer, the two biggest purchases you’re likely to make are houses and cars. And, perhaps more than any other things you buy, these purchases will be influenced by competition, image, and emotion.
|
|
Top tips for saving petrol
Aus August 2008
by Dawn Volz
With the petrol price between $1.60 and $1.70 per litre, and projected to jump up even further, here are some surprisingly simple tips that could save you big dollars on motoring costs:
|
|
Seven financial truths to teach your kids (Part II)
Aus July 2008
by Marybeth Whalen - Crown Financial Ministries
I wish my husband and I had been more prepared for life from a financial standpoint, but we’ve determined that we’ll do our level best to prepare our own children. Here are four more principles we want to teach our kids:
|
|
Seven financial truths to teach your kids (Part I)
Aus June 2008
by Marybeth Whalen Crown Financial Ministries
“Money doesn’t grow on trees.” ...
“Save for a rainy day.” ... “Waste
not, want not.”
|
|
Avoid debt by being content
Aus May 2008
by Lloyd Woodrow Crown Financial Ministries
So many of us get trapped into a discontented life by adopting needlessly excessive goals.
|
|
Family togetherness doesn’t have to be expensive
Aus April 2008
by Lloyd Woodrow Crown Financial Ministries
Perhaps you’ve heard the story of the man who was dying, called in his family and friends,
and said, “I have one regret. I wish I had spent more time at the office.” Of course, this
story isn’t true.
|
|
Financially helping out adult children
Aus March 2008
by Lloyd Woodrow Crown Financial Ministries
It is never too late for parents to begin teaching their children about finances. If parents find that their grown children are having financial difficulties, this may be a good opportunity to help them get good counsel. Parent’s financial help should be contingent on the children establishing a workable budget and seeking advice on how implement it.
|
|
Vacations
USA February 2008
by Kim Crabill Crown Financial Ministries
Ah, vacations, those annual escapes to places of bliss and peacefulness. But recently I’ve found that this same level of contentment can also be captured in a moment.
|
|
Holidays
Aus February 2008
by Kim Crabill Crown Financial Ministries
Ah, holidays, those annual escapes to places of bliss and peacefulness. But recently I’ve found that this same level of contentment can also be captured in a moment.
|
|
The forgotten meaning of Christmas
Aus December 2007
by Peter Crawford Crown Financial Ministries
How sad it is that Christmas has been transformed from a treasured observance
to a time of stress, confusion, and chaos. For the most part, we have confused the message of
giving and have been coerced by the incessant advertising to adjust to the commercialism of
the holiday season without questioning its value.
|
|
Christmas: a common budget buster
Aus November 2007
by Wesley Leake Crown Financial Ministries
Christmas gifts don’t normally comprise a large part of the overall family budget but can add significant pressure on top of the spending on Christmas holiday travel and accommodation.
|
|
Five mistakes couples make with money
USA October 2007
Crown Financial Ministries
Money is hard to talk
about. Issues of pride, inadequacy, resentment, and shame get wrapped up in
the conversation, resulting in hurt feelings, isolation, and even lying to
each other about debt and spending.
|
|
Do’s and don’ts of credit cards
Aus October 2007
by Lloyd Woodrow Crown Financial Ministries
Credit card debt continues to grow in Australia, increasing by 10% in the year to June 2007. In June interest bearing advances on Australians credit card were $29.1 billion, with an average interest rate of 17.7%. Purchases of $15.4 billion were made in the month of June 2007, a 5% increase from the same month last year. Total credit limits increased by 10% to $108 billion.
|
|
Five mistakes couples make with money
USA October 2007
Crown Financial Ministries
Money is hard to talk
about. Issues of pride, inadequacy, resentment, and shame get wrapped up in
the conversation, resulting in hurt feelings, isolation, and even lying to
each other about debt and spending.
|
|
Creating your Will
Aus September 2007
by Crown Financial Ministries
A Will is one of the most important components of estate planning. It is a legally binding document that records your final wishes and instructions in the event of your death, setting out exactly how and to whom you wish your estate to be distributed. It helps you to control the distribution of your belongings and money, and helps ensure that distribution occurs as efficiently as possible after your death.
|
|
Five mistakes couples make with money
Aus August 2007
by Lloyd Woodrow — Crown Financial Ministries
Money is hard to talk about. Issues of pride, inadequacy, resentment, and shame get wrapped up in the conversation, resulting in hurt feelings, isolation, and even lying to each other about debt and spending.
|
|
Be prepared
USA June 2007
by Lloyd Woodrow
Turn your college graduation into career congratulations!
|
|
Family Finance
Aus June 2007
by Lloyd Woodrow — Crown Financial Ministries
Roughly one in three marriages in Australia end in divorce and financial problems are frequently cited as one of the main causes for divorce.
|
|
Home affordability declining
Aus May 2007
by Lloyd Woodrow — Crown Financial Ministries
There has been increased commentary in the news media about declining home affordability. Affordability has declined due to house prices increasing faster than incomes as well as recent rises in interest rates. Housing costs represent a major component of household expenditure, comprising 31% of total household spending in 2004.
|
|
Stretch the summer — right into winter
Aus April 2007
by Lloyd Woodrow — Crown Financial Ministries
Gardening is no longer as popular as it used to be, but is still a good way to cut grocery costs. Those savings can stretch into the winter if produce is stored well.
|
|
Resolutions or real solutions?
Aus March 2007
by Lloyd Woodrow — Crown Financial Ministries
We are already well into 2007 and by now you probably know how successful you are going to be with meeting this year’s New Year resolutions.
|
|
How to Control Spending
Aus February 2007
by Lloyd Woodrow — Crown Financial Ministries
Does money burn a hole in your pocket? Does buyer’s remorse set in after you have spent your money?
|
|
|
|
